/* BANESCO ONLINE FINANZAS — fintech digital glass */
:root {
  --teal: #0D9488;
  --teal-light: #2DD4BF;
  --teal-soft: #CCFBF1;
  --blue: #2563EB;
  --blue-light: #3B82F6;
  --blue-soft: #DBEAFE;
  --obsidian: #0C0A09;
  --stone: #1C1917;
  --smoke: #F5F5F4;
  --mist: #FAFAF9;
  --gray: #78716C;
  --border: rgba(255,255,255,.12);
  --glass: rgba(255,255,255,.08);
  --glass-border: rgba(255,255,255,.18);
  --shadow: 0 24px 60px rgba(12,10,9,.18);
  --shadow-glow: 0 0 80px rgba(13,148,136,.25);
  --radius: 16px;
  --radius-lg: 24px;
  --font-display: 'Source Serif 4', Georgia, serif;
  --font-body: 'Inter', system-ui, sans-serif;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);line-height:1.7;color:var(--stone);background:var(--mist)}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}
a:hover{color:var(--blue)}
.container{width:min(1180px,92vw);margin-inline:auto}
.skip-link{position:absolute;left:-9999px;z-index:9999;background:var(--teal);color:#fff;padding:12px 18px}
.skip-link:focus{left:0}

.trust-bar{background:var(--obsidian);color:#A8A29E;font-size:.74rem;text-align:center;padding:9px 14px}
.trust-bar strong{color:var(--teal-light)}
.trust-bar a{color:var(--blue-light);text-decoration:none;margin:0 4px}

.site-header{background:rgba(250,250,249,.92);backdrop-filter:blur(12px);border-bottom:1px solid #E7E5E4;position:sticky;top:0;z-index:200}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:16px}
.logo-link{text-decoration:none}
.logo-link svg,.logo-link img{height:50px;width:auto}
.nav-toggle{display:none;background:linear-gradient(135deg,var(--teal),var(--blue));color:#fff;border:none;border-radius:10px;padding:9px 16px;font-weight:700;cursor:pointer;font-family:var(--font-body)}
.main-nav ul{display:flex;list-style:none;gap:4px;align-items:center;flex-wrap:wrap}
.main-nav a{text-decoration:none;color:var(--stone);font-weight:600;font-size:.88rem;padding:8px 14px;border-radius:8px}
.main-nav a:hover{background:var(--teal-soft);color:var(--teal)}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 26px;border-radius:12px;font-family:var(--font-body);font-weight:700;font-size:.9rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:.25s}
.btn-teal{background:linear-gradient(135deg,var(--teal),#0F766E);color:#fff;box-shadow:0 8px 24px rgba(13,148,136,.35)}
.btn-teal:hover{transform:translateY(-2px);color:#fff;box-shadow:0 12px 32px rgba(13,148,136,.45)}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:#1D4ED8;color:#fff}
.btn-ghost{border-color:#D6D3D1;color:var(--stone);background:var(--mist)}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal)}
.btn-lg{padding:15px 32px}

.bcv-line{background:var(--blue-soft);color:var(--stone);text-align:center;padding:9px;font-size:.82rem;font-weight:600}
.bcv-line strong{color:var(--teal)}

/* Hero digital mesh */
.hero-digital{position:relative;background:var(--obsidian);color:#E7E5E4;overflow:hidden;padding:80px 0 100px}
.hero-digital::before{content:'';position:absolute;inset:0;background:
  radial-gradient(ellipse 60% 50% at 20% 40%,rgba(13,148,136,.35),transparent),
  radial-gradient(ellipse 50% 60% at 80% 20%,rgba(37,99,235,.3),transparent),
  radial-gradient(ellipse 40% 40% at 60% 80%,rgba(45,212,191,.15),transparent);
  pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--glass);border:1px solid var(--glass-border);padding:8px 16px;border-radius:999px;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-light);margin-bottom:20px}
.hero-badge::before{content:'';width:8px;height:8px;border-radius:50%;background:var(--teal-light);box-shadow:0 0 12px var(--teal-light)}
.hero-digital h1{font-family:var(--font-display);font-size:clamp(2.1rem,4.5vw,3.4rem);line-height:1.12;margin-bottom:20px;color:#FAFAF9}
.hero-line{display:block}
.hero-highlight{background:linear-gradient(90deg,var(--teal-light),var(--blue-light));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.hero-digital .lead{color:#A8A29E;font-size:1.05rem;max-width:520px;margin-bottom:32px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:36px}
.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;max-width:480px}
.stat-card{background:var(--glass);border:1px solid var(--glass-border);border-radius:var(--radius);padding:16px 18px;backdrop-filter:blur(8px)}
.stat-card strong{display:block;font-size:1.5rem;color:var(--teal-light);font-family:var(--font-display)}
.stat-card span{font-size:.74rem;color:#A8A29E}

.hero-visual{position:relative}
.hero-phone-wrap{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow),var(--shadow-glow)}
.hero-phone-wrap img{width:100%;aspect-ratio:4/5;object-fit:cover}
.hero-float{position:absolute;background:rgba(250,250,249,.95);border-radius:var(--radius);padding:16px 20px;box-shadow:var(--shadow);max-width:200px}
.hero-float.top{top:-16px;right:-16px}
.hero-float.bot{bottom:24px;left:-24px}
.hero-float strong{display:block;font-size:1.4rem;color:var(--teal);font-family:var(--font-display)}
.hero-float span{font-size:.76rem;color:var(--gray)}

.section{padding:80px 0}
.section-dark{background:var(--obsidian);color:#D6D3D1}
.section-smoke{background:var(--smoke)}
.section-head{margin-bottom:48px}
.section-head.center{text-align:center;max-width:640px;margin-inline:auto;margin-bottom:48px}
.tag-teal{display:inline-block;background:var(--teal-soft);color:var(--teal);font-size:.7rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;padding:6px 14px;border-radius:6px;margin-bottom:12px}
.section-head h2{font-family:var(--font-display);font-size:clamp(1.7rem,3vw,2.4rem);line-height:1.2;color:var(--stone);margin-bottom:12px}
.section-dark .section-head h2{color:#FAFAF9}
.section-head p{color:var(--gray);font-size:1rem}

/* Bento grid */
.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:20px}
.bento-card{background:var(--mist);border:1px solid #E7E5E4;border-radius:var(--radius-lg);overflow:hidden;transition:.3s}
.bento-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--teal-soft)}
.bento-card img{width:100%;height:180px;object-fit:cover}
.bento-body{padding:22px 24px}
.bento-body h3{font-family:var(--font-display);font-size:1.15rem;margin-bottom:8px;color:var(--stone)}
.bento-body p{color:var(--gray);font-size:.9rem;margin-bottom:12px;line-height:1.6}
.bento-price{font-weight:800;color:var(--teal);font-size:1.05rem}
.bento-price small{font-weight:600;color:var(--gray);font-size:.78rem;margin-left:6px}
.bento-card.span-4{grid-column:span 4}
.bento-card.span-6{grid-column:span 6}
.bento-card.span-8{grid-column:span 8}
.bento-card.featured{background:linear-gradient(145deg,var(--obsidian),var(--stone));border-color:var(--glass-border);color:#E7E5E4}
.bento-card.featured h3,.bento-card.featured .bento-price{color:var(--teal-light)}
.bento-card.featured p{color:#A8A29E}

/* Process steps */
.steps-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.step-item{text-align:center;padding:28px 20px;background:var(--mist);border-radius:var(--radius);border:1px solid #E7E5E4}
.step-num{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--blue));color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:1.1rem}
.step-item h3{font-size:1rem;margin-bottom:8px;color:var(--stone)}
.step-item p{font-size:.86rem;color:var(--gray)}

/* Price table dark */
.price-grid{display:grid;gap:10px;max-width:800px;margin-inline:auto}
.price-row{display:flex;justify-content:space-between;align-items:center;padding:14px 20px;background:var(--glass);border:1px solid var(--glass-border);border-radius:10px;font-size:.92rem}
.price-row .usd{font-weight:800;color:var(--teal-light);white-space:nowrap;margin-left:16px}

.ads-disclaimer{background:rgba(13,148,136,.12);border:1px solid rgba(13,148,136,.3);border-radius:var(--radius);padding:18px 22px;font-size:.86rem;color:#A8A29E;margin-top:32px;line-height:1.65}
.ads-disclaimer strong{color:var(--teal-light)}

/* About */
.about-split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.about-split img{border-radius:var(--radius-lg);box-shadow:var(--shadow)}
.about-list{list-style:none;margin-top:20px}
.about-list li{padding:10px 0 10px 28px;position:relative;color:var(--gray);font-size:.94rem;border-bottom:1px solid #E7E5E4}
.about-list li::before{content:'';position:absolute;left:0;top:16px;width:10px;height:10px;border-radius:3px;background:var(--teal)}

/* Contact */
.contact-block{display:grid;grid-template-columns:1fr 1.1fr;gap:40px;align-items:start}
.info-panel h3,.form-panel h3{font-family:var(--font-display);font-size:1.3rem;margin-bottom:16px}
.info-panel dl{margin-bottom:24px}
.info-panel dt{font-weight:700;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--teal);margin-top:14px}
.info-panel dd{color:var(--gray);font-size:.94rem}
.info-panel dd a{color:var(--stone)}
.map-fr{border-radius:var(--radius);overflow:hidden;margin-top:20px;aspect-ratio:16/10}
.map-fr iframe{width:100%;height:100%;border:0}

.form-panel{background:var(--obsidian);color:#E7E5E4;padding:36px;border-radius:var(--radius-lg);box-shadow:var(--shadow)}
.form-panel .sub{font-size:.84rem;color:#A8A29E;margin-bottom:20px}
.form-2col{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fld{display:flex;flex-direction:column;gap:6px}
.fld.full{grid-column:1/-1}
.fld label{font-size:.82rem;font-weight:600;color:#D6D3D1}
.fld .r{color:var(--teal-light)}
.fld input,.fld select,.fld textarea{background:rgba(255,255,255,.06);border:1px solid var(--glass-border);border-radius:10px;padding:12px 14px;color:#FAFAF9;font-family:var(--font-body);font-size:.92rem}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:2px solid var(--teal);border-color:var(--teal)}
.fld textarea{min-height:110px;resize:vertical}
.fld input.bad,.fld select.bad,.fld textarea.bad{border-color:#F87171}
.f-err{display:none;font-size:.76rem;color:#FCA5A5}
.f-err.on{display:block}
.f-alert{display:none;padding:12px 16px;border-radius:8px;font-size:.88rem;margin-bottom:16px}
.f-alert.ok{background:rgba(13,148,136,.2);color:var(--teal-light)}
.f-alert.err{background:rgba(248,113,113,.15);color:#FCA5A5}
.f-check{display:flex;gap:10px;align-items:flex-start;font-size:.84rem;color:#A8A29E}
.f-check input{margin-top:4px}
.f-check a{color:var(--teal-light)}

/* Footer */
.site-footer{background:var(--stone);color:#A8A29E;padding:56px 0 28px}
.footer-g{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}
.f-col h4{color:#FAFAF9;font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:14px}
.f-col ul{list-style:none}
.f-col a{color:#A8A29E;text-decoration:none;font-size:.88rem}
.f-col a:hover{color:var(--teal-light)}
.f-col li{margin-bottom:8px}
.f-bot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;padding-top:24px;border-top:1px solid rgba(255,255,255,.08);font-size:.8rem}
.f-bot a{color:#A8A29E;text-decoration:none}

/* Cookie banner */
#cookieBanner{position:fixed;bottom:0;left:0;right:0;background:var(--obsidian);color:#D6D3D1;padding:18px;z-index:500;transform:translateY(110%);transition:.35s;border-top:1px solid var(--glass-border)}
#cookieBanner.visible{transform:translateY(0)}
body.cookie-visible{padding-bottom:90px}
.cookie-in{width:min(1180px,92vw);margin-inline:auto;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px}
.cookie-in p{font-size:.86rem;max-width:680px}
.cookie-in a{color:var(--teal-light)}
.cookie-btns{display:flex;gap:10px}
.cookie-btns button{padding:10px 18px;border-radius:8px;font-weight:700;font-family:var(--font-body);cursor:pointer;border:none;font-size:.84rem}
#cookieEssential{background:transparent;border:1px solid #57534E;color:#D6D3D1}
#cookieAccept{background:var(--teal);color:#fff}

/* Catalog */
.cat-hero{background:linear-gradient(135deg,var(--obsidian),#134E4A);color:#E7E5E4;padding:64px 0;text-align:center}
.cat-hero h1{font-family:var(--font-display);font-size:clamp(1.8rem,3.5vw,2.6rem);margin-bottom:10px}
.cat-hero p{color:#A8A29E}
.catalog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;padding:56px 0}
.cat-card{display:grid;grid-template-columns:220px 1fr;background:var(--mist);border:1px solid #E7E5E4;border-radius:var(--radius-lg);overflow:hidden;transition:.3s}
.cat-card:hover{box-shadow:var(--shadow);border-color:var(--teal-soft)}
.cat-card img{width:100%;height:100%;min-height:220px;object-fit:cover}
.cat-body{padding:28px 30px}
.cat-body h2{font-family:var(--font-display);font-size:1.25rem;margin-bottom:12px;color:var(--stone)}
.cat-body .desc{color:var(--gray);font-size:.92rem;line-height:1.7;margin-bottom:16px}
.cat-body .includes{font-size:.82rem;color:var(--stone);background:var(--teal-soft);padding:12px 14px;border-radius:8px;margin-bottom:14px;line-height:1.55}
.cat-price{font-size:1.2rem;font-weight:800;color:var(--teal)}

.legal-page{padding:56px 0 80px}
.legal-page h1{font-family:var(--font-display);font-size:2rem;margin-bottom:8px}
.legal-meta{color:var(--gray);margin-bottom:32px;font-size:.9rem}
.legal-page h2{font-size:1.15rem;margin:28px 0 10px;color:var(--stone)}
.legal-page p,.legal-page li{color:var(--gray);margin-bottom:10px;font-size:.94rem}
.legal-page ol{padding-left:22px}

@media(max-width:1024px){
  .hero-grid,.about-split,.contact-block{grid-template-columns:1fr}
  .bento-card.span-4,.bento-card.span-6,.bento-card.span-8{grid-column:span 6}
  .steps-row{grid-template-columns:repeat(2,1fr)}
  .footer-g{grid-template-columns:1fr 1fr}
  .catalog-grid{grid-template-columns:1fr}
  .cat-card{grid-template-columns:1fr}
  .cat-card img{min-height:200px;max-height:220px}
}
@media(max-width:768px){
  .nav-toggle{display:block}
  .main-nav{position:fixed;inset:0;top:72px;background:var(--mist);padding:24px;transform:translateX(100%);transition:.3s;z-index:150}
  .main-nav.open{transform:translateX(0)}
  .main-nav ul{flex-direction:column;align-items:stretch}
  .main-nav a{display:block;padding:14px}
  .hero-digital{padding:56px 0 72px}
  .hero-stats{grid-template-columns:1fr}
  .bento-card.span-4,.bento-card.span-6,.bento-card.span-8{grid-column:span 12}
  .steps-row{grid-template-columns:1fr}
  .form-2col{grid-template-columns:1fr}
  .footer-g{grid-template-columns:1fr}
  .hero-float{display:none}
}